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Home
About Us
Board of Management
Board of Director
Financial Highlights
Personal Banking
Accounts
Janata Basic Account
Kids Savings Account
Normal Savings Account
Deposit
Term Deposit
Recurring Deposit
Loans
Education Loan.
Gold Loan/Overdraft
Housing
Housing Loan
Housing Top-Up Loan Scheme
Niwara Loans above Rs.70Lakh (Non-Priority)
Niwara Loans up to Rs.70Lakh (Non-Priority)
Personal
Group Loan
Janata Samruddhi
Janata Utsav Personal Loan
Secured Personal Loan
Unsecured Personal Loan
Loan/OD against Documents
Loan/OD against Fixed Deposit
Loan To Agricultural & Allied activities
Mortgage Loan (LAP)
Solar Energy
Travel Loan
Vehicle Loan
Second Hand (used) Vehicle Loan
Vehicle Loan (Personal Use)
Corporate Banking
Accounts
Current Account
Loans
Business Loan
Business Loan (Pharma/Med)
Business Loans to Jewellers
Janata Vyapar Yojana
CC/WCTL (Other Business)
CRE/Builders & Developers
Janata Industrial Loan CC/WCTL (MSME)
Lease Rent Discounting (LRD)
Loans To Professionals
New Loan Scheme for Educational Institutes
Term loan (Industrial/Commercial premises)
Vehicle Loan (Commercial Use)
Trade
Payment Solutions
Digital Banking
SMS
Contactless Debit Card
Mobile Banking
RTGS-NEFT
Standee & Sound Box
UPI
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Lockers
Pradhan Mantri Yojana
Know More
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Home
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Loans
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Vehicle Loan (Personal Use)
Vehicle Loan
Drive Your Dreams: Easy Vehicle Loans Tailored for You.!
Features
Purpose
Security
Eligibility
Interest Rate
Features
Facility
:
0% Collateral Security for Loan up to Rs.25Lakh.
Enjoy Lower Interest Rates on Electric Vehicle Loans.
Pre-Payment Charges:
2% of outstanding loan amount at the time of closure (If taken over)
Lowest in the Industry.
Repayment:
Max.60 Months: For New Personal Use Vehicle.
Purpose
Explore your options with our transparent car loan terms. We’re here to help you find the perfect financing solution for your needs.
Security
One Guarantor with good income and net worth and having owned residence place.
Collateral Security
:
For Loan up to Rs.25 Lakh- Nil
For Loan above Rs.25 lakh- 50% of loan amount.
Eligibility
A Resident of India.
Above the age of 18 years.
A salaried professional, a self-employed professional, or a business owner earning at least ₹25,000 per month.
Creditworthy with a good credit score.
Interest Rate
For New 4 Wheelers (Personal Use):
For Petrol/Disel Vehicle –
Repayment term
Up to 3 years:
7.75%P.A.
above 3 years and up to 5 years:
8.00%P.A.
For Electric Vehicle
(Only for Models Requiring RTO Registration)-Repayment Term
Up to 3 years:
7.50%P.A.
Above 3 years and up to 5 years:
7.75%P.A.
For New 2 Wheelers:
For Petrol/Disel Vehicle –
Repayment Term
Up to 3 years:
8.25%P.A.
Above 3 years and up to 5 years:
8.75%P.A.
For Electric Vehicle
(Only for Models Requiring RTO Registration)-Repayment Term
Up to 3 years:
8.00%P.A.
Above 3 years and up to 5 years:
8.25%P.A.
Important Links
Documentation Required
Loan Application Form
EMI Calculator
Service Charges
Apply Now