• Facility: Comparatively lowest Processing charges only 1%.
• Pre-Payment Charges: Nil
• Repayment:20 Years (If under Construction- max Moratorium up to 18 months)
• Maximum Amount: Above Rs.70.00 Lakh.

• Niwara loans provide customers with access to financing, making it easier to purchase their dream homes without overwhelming financial strain.
• To make homeownership accessible, beneficial, and sustainable for customers.

• Higher Property Collateral Value: Loans are secured with higher-value residential or commercial properties.

• A stable source of income, whether salaried or self-employed, is essential. Minimum income requirements may apply.
• A good credit score is usually required, indicating the applicant’s creditworthiness and repayment ability.
• Submission of necessary documents, such as ID proof, income proof, bank statements, and property documents.
• In case of resale flat, if OC is not available -Regd. Mortgage.

(* Individuals having CIBIL score below 650 will not be eligible for Housing Loan Above Rs.70.00 Lakh).

• For CIBIL Score above 750:
  
  • Floating Rate of Interest: 9.25% P.A.
  • Fixed Rate of Interest:10.75% P.A.
• For CIBIL Score Between 650 to 750:
  
  • Floating Rate of Interest: 9.75% P.A.
  • Fixed Rate of Interest: 11.25% P.A.