• Facility: Term Loan or Overdraft
• Pre-Payment Charges : Nil
• Repayment: Co-terminus with due-date of FDR’s
• Maximum Amount: 90% of accrued value.

The amount can be used for any purpose but shall not be used for purpose prohibited by law.

Lien on Bank’s Term deposits

• Upto Rs. 50.00 lakh against owned Term Deposit Receipt/Account : Deposit Rate + 1.00%
• Above Rs. 50.00 lakh against owned Term Deposit Receipt/Account : Deposit Rate + 0.50%
• Advance against third party FDR: Deposit Rate + 2%