Toll Free 1800-233-0340 (8 AM - 7 PM)
Unclaimed Deposits
Careers
Lodge a Complaint
Mobile Banking App
Home
About Us
Board of Management
Board of Director
Financial Highlights
Personal Banking
Accounts
Janata Basic Account
Kids Savings Account
Normal Savings Account
Deposit
Term Deposit
Recurring Deposit
Loans
Education Loan.
Gold Loan/Overdraft
Housing
Housing Loan
Housing Top-Up Loan Scheme
Niwara Loans above Rs.70Lakh (Non-Priority)
Niwara Loans up to Rs.70Lakh (Non-Priority)
Personal
Group Loan
Janata Samruddhi
Janata Utsav Personal Loan
Secured Personal Loan
Unsecured Personal Loan
Loan/OD against Documents
Loan/OD against Fixed Deposit
Loan To Agricultural & Allied activities
Mortgage Loan (LAP)
Solar Energy
Travel Loan
Vehicle Loan
Second Hand (used) Vehicle Loan
Vehicle Loan (Personal Use)
Corporate Banking
Accounts
Current Account
Loans
Business Loan
Business Loan (Pharma/Med)
Business Loans to Jewellers
Janata Vyapar Yojana
CC/WCTL (Other Business)
CRE/Builders & Developers
Janata Industrial Loan CC/WCTL (MSME)
Lease Rent Discounting (LRD)
Loans To Professionals
New Loan Scheme for Educational Institutes
Term loan (Industrial/Commercial premises)
Vehicle Loan (Commercial Use)
Trade
Payment Solutions
Digital Banking
SMS
Contactless Debit Card
Mobile Banking
RTGS-NEFT
Standee & Sound Box
UPI
Other Services
Insurance
Lockers
Pradhan Mantri Yojana
Know More
Career
Service Charges
Policies
Contact Us
Branch Locator
Customer Support
Home
About Us
Board of Management
Board of Director
Financial Highlights
Personal Banking
Accounts
Janata Basic Account
Kids Savings Account
Normal Savings Account
Deposit
Term Deposit
Recurring Deposit
Loans
Education Loan.
Gold Loan/Overdraft
Housing
Housing Loan
Housing Top-Up Loan Scheme
Niwara Loans above Rs.70Lakh (Non-Priority)
Niwara Loans up to Rs.70Lakh (Non-Priority)
Personal
Group Loan
Janata Samruddhi
Janata Utsav Personal Loan
Secured Personal Loan
Unsecured Personal Loan
Loan/OD against Documents
Loan/OD against Fixed Deposit
Loan To Agricultural & Allied activities
Mortgage Loan (LAP)
Solar Energy
Travel Loan
Vehicle Loan
Second Hand (used) Vehicle Loan
Vehicle Loan (Personal Use)
Corporate Banking
Accounts
Current Account
Loans
Business Loan
Business Loan (Pharma/Med)
Business Loans to Jewellers
Janata Vyapar Yojana
CC/WCTL (Other Business)
CRE/Builders & Developers
Janata Industrial Loan CC/WCTL (MSME)
Lease Rent Discounting (LRD)
Loans To Professionals
New Loan Scheme for Educational Institutes
Term loan (Industrial/Commercial premises)
Vehicle Loan (Commercial Use)
Trade
Payment Solutions
Digital Banking
SMS
Contactless Debit Card
Mobile Banking
RTGS-NEFT
Standee & Sound Box
UPI
Other Services
Insurance
Lockers
Pradhan Mantri Yojana
Know More
Career
Service Charges
Policies
Contact Us
Branch Locator
Customer Support
Mobile Banking App
Home
/
Personal Banking
/
Loans
/
Janata Utsav Personal Loan
Janata Utsav Personal Loan
From Home Renovations to Vacations: Make It Happen with Our Personal Loans !
Features
Purpose
Security
Eligibility
Interest Rate
Features
Facility
: Term Loan or Overdraft.
Pre-Payment Charges:
Nil
Repayment:
EMI Option: Not to exceed 30/36 months from the date of sanction.
Maximum Loan Amount:
1 lakh
Purpose
For purchase of Furniture & Fixture/Household Articles/Consumer Durable Articles ETC.
To meet Business need.
Any legitimate purpose acceptable to the Bank.
Security
Security
: Hypothecation of F&F, House-hold Articles purchased.
Eligibility
Good Credit Score.
Having Nominal Membership in our bank.
Guarantor
: 1 Salaried person employed with reputed organization.
Interest Rate
Current Rate of Interest:
10.50%
P.A.
Important Links
Documentation Required
Loan Application Form
EMI Calculator
Service Charges
Apply Now