Toll Free 1800-233-0340 (8 AM - 7 PM)
Unclaimed Deposits
Careers
Lodge a Complaint
Mobile Banking App
Home
About Us
Board of Management
Board of Director
Financial Highlights
Personal Banking
Accounts
Janata Basic Account
Kids Savings Account
Normal Savings Account
Deposit
Term Deposit
Recurring Deposit
Loans
Education Loan.
Gold Loan/Overdraft
Housing
Housing Loan
Housing Top-Up Loan Scheme
Niwara Loans above Rs.70Lakh (Non-Priority)
Niwara Loans up to Rs.70Lakh (Non-Priority)
Personal
Group Loan
Janata Samruddhi
Janata Utsav Personal Loan
Secured Personal Loan
Unsecured Personal Loan
Loan/OD against Documents
Loan/OD against Fixed Deposit
Loan To Agricultural & Allied activities
Mortgage Loan (LAP)
Solar Energy
Travel Loan
Vehicle Loan
Second Hand (used) Vehicle Loan
Vehicle Loan (Personal Use)
Corporate Banking
Accounts
Current Account
Loans
Business Loan
Business Loan (Pharma/Med)
Business Loans to Jewellers
Janata Vyapar Yojana
CC/WCTL (Other Business)
CRE/Builders & Developers
Janata Industrial Loan CC/WCTL (MSME)
Lease Rent Discounting (LRD)
Loans To Professionals
New Loan Scheme for Educational Institutes
Term loan (Industrial/Commercial premises)
Vehicle Loan (Commercial Use)
Trade
Payment Solutions
Digital Banking
SMS
Contactless Debit Card
Mobile Banking
RTGS-NEFT
Standee & Sound Box
UPI
Other Services
Insurance
Lockers
Pradhan Mantri Yojana
Know More
Career
Service Charges
Policies
Contact Us
Branch Locator
Customer Support
Home
About Us
Board of Management
Board of Director
Financial Highlights
Personal Banking
Accounts
Janata Basic Account
Kids Savings Account
Normal Savings Account
Deposit
Term Deposit
Recurring Deposit
Loans
Education Loan.
Gold Loan/Overdraft
Housing
Housing Loan
Housing Top-Up Loan Scheme
Niwara Loans above Rs.70Lakh (Non-Priority)
Niwara Loans up to Rs.70Lakh (Non-Priority)
Personal
Group Loan
Janata Samruddhi
Janata Utsav Personal Loan
Secured Personal Loan
Unsecured Personal Loan
Loan/OD against Documents
Loan/OD against Fixed Deposit
Loan To Agricultural & Allied activities
Mortgage Loan (LAP)
Solar Energy
Travel Loan
Vehicle Loan
Second Hand (used) Vehicle Loan
Vehicle Loan (Personal Use)
Corporate Banking
Accounts
Current Account
Loans
Business Loan
Business Loan (Pharma/Med)
Business Loans to Jewellers
Janata Vyapar Yojana
CC/WCTL (Other Business)
CRE/Builders & Developers
Janata Industrial Loan CC/WCTL (MSME)
Lease Rent Discounting (LRD)
Loans To Professionals
New Loan Scheme for Educational Institutes
Term loan (Industrial/Commercial premises)
Vehicle Loan (Commercial Use)
Trade
Payment Solutions
Digital Banking
SMS
Contactless Debit Card
Mobile Banking
RTGS-NEFT
Standee & Sound Box
UPI
Other Services
Insurance
Lockers
Pradhan Mantri Yojana
Know More
Career
Service Charges
Policies
Contact Us
Branch Locator
Customer Support
Mobile Banking App
Home
/
Personal Banking
/
Loans
/
Janata Pravas Yojana (Tourism Loan)
Janata Pravas (Tourism) Loan
Explore the World, Stress-Free: Unlock Travel with Our Loans.
Features
Purpose
Security
Interest Rate
Features
Pre-Payment Charges :
NIL
Repayment:
up to 36 months.
Maximum Amount
Rs.2.00 lakhs
In case of Salaried Person, 15 times of Net Monthly Salary
Or
10 times of Gross Monthly Salary
In case of Businessmen/ Professional, 4 times of 3 years average income
Purpose
For tour/ travel expenses
Security
Security
Equivalent to Cash 25%
Guarantor :
Minimum One Guarantor acceptable to Bank.
Interest Rate
11.00% per annum on daily reduction basis
Important Links
Documentation Required
Loan Application Form
EMI Calculator
Service Charges
Apply Now