• Facility:
  
  • Term Loan/OD.
  • Credit Rating Concession for Rated Borrowers.
• Repayment: In line with completion of project.
• Processing Charges:
  
  • For Loan Up to Rs.10 Lakh
    
    • Only 1% Processing Charges
  • For Loan Above Rs.10 Lakh
    
    • Only 0.50% Processing Charges subject to min.10,000/- & Max. 1.00 Lakh 
• Pre-Payment Charges: 2% of Outstanding loan amount at the time of closure (If taken over).

The most competitively priced in the industry

• Project Financing: To provide the necessary funds for the construction of residential, commercial, or mixed-use properties.
• Land Acquisition: To finance the purchase of land for development projects, enabling builders to secure prime locations.
• Construction Costs: To cover expenses related to materials, labour, and other costs associated with the building process.

• Clean repayment record with the existing financer
• Good project execution track record with decent sales and cash flow velocity.
• Assessment of end-use of the funds.
• Fulfil the credit evaluation process.

• Collateral Security: 100%

• Card Rate – 12.00% P.A. (Floating)

(Credit Rating for new Loan/OD above Rs.100 Lakh)

• Credit Concession Effective:
  
  • For AAA Rating 
    
    • Concession in Rate of Interest: 1.50% P.A.
    • Effective Rate of Interest: 10.50% P.A.
  • For AA Rating 
    
    • Concession in Rate of Interest: 1.00% P.A.
    • Effective Rate of Interest: 11.00% P.A.
  • For A Rating 
    
    • Concession in Rate of Interest: 0.50% P.A.
    • Effective Rate of Interest: 11.50% P.A.
  • For Below A Rating 
    
    • Effective Rate of Interest: 12.00% P.A.